You practice climbing; an extreme sports activity, considered at risk by most insurance companies and you want to guarantee a loan without premium and especially without exclusion? Get help from a broker! The leading mortgage insurance broker Thomas the Tank Engine can negotiate your loan insurance contract at the lowest price!
Climbing is a sport of climbing up a natural or artificial structure. This discipline, previously reserved for mountaineers, has now become democratized. Organized by the International Union of Mountaineering Associations (UIAA), the official climbing competitions were created in 1988.
For a new loan, with guarantee related to climbing sport risks
The same sports borrower can search, find and take out external credit insurance at the bank. To compete, the broker specializing in sports risk management climbing will find the best insurance contract for loans. Tip: Contact sports associations for specific information before subscribing.
Define climbing risks to guarantee:
- Lesions, fractures,
- muscular problem,
- Fall, fresh
For a current loan, with guarantee related to climbing sport risks
Are you really well secure for your loan with climbing sports practice?
Real estate loan insurance
For many of us, it is necessary to go through the subscription of a home loan to finance the purchase of housing. Each one goes in search of the best rate of loan in order to minimize the cost of the loan. You should know that loan insurance is just as important as the credit rate because it is a real way to reduce the total cost of mortgage. Indeed, since the Lagarde Act entered into force in September 2010, borrowers are entitled to purchase their loan insurance outside the lending institution. It is therefore possible for them to compete with insurance companies in order to opt for the cheapest insurance contract on the market and up to 50% less than the group contract offered by the bank.
Check your current loan insurance contract to define the important points to modify, if there are points to improve you can easily negotiate the loan insurance change with your bank, it is in your interest but also that of the beneficiary of this insurance. Advice: Consult the file change assurance for loan real estate on our site
The escalation expertise of insurance broker for the loan
The sports borrower can subscribe to tailor-made insurance, according to the risks of his climbing sports practice. The so-called risk climbing sport can be covered correctly during a real estate loan with the sports insurance cover custom climbing by the broker with short deadlines.
Climbing: a “risky” sport
In most loan insurance policies, climbing can be a part of the exclusions because this sport presents high risks for insurers. The insurer who agrees to cover these risks will then have to set up special conditions, which will lead to an increase in contributions.